In this workshop, we will look at how to make and maintain a simple budget and plan for most of your expenses so you can avoid those unpleasant financial surprises at the end of the month. Topics include: • Budgeting 101 • budget control • fear of budgeting • procrastination • brighter future • what is a budget? • making a budget • what is an emergency fund? • why do we avoid budgeting? • why should you budget? • budget apps.